For acquisition of residential housing unit for personal use.
Up to 25 years (depending on your age)
Up to N60 million mortgage facility can be given .
Between 20% to 30% (depending on the value of the property) .
Within 4 weeks (subject to submission and availability of required documents
Construction of cluster residential properties (minimum of 10 staff).
Up to 15 years (depending on age).
Subject to a maximum of N40m.
30% of property value or Land with registered title already acquired.
Within 4 weeks.
To provide mortgages for staff, cash backed with Fixed deposit placement
Up to 20 years (depending on your age)
Up to 90% of fixed deposit placement
10% of property value provided loan amount is not more than N70million.
Within 2 weeks.
Equity release on residential property owned by the customer./p>
Up-to 15 years (depending on your age)
Not more than 50% of the FSV of the property and subject to a maximum of N50 million
Not Required
Within 4 weeks (subject to submission and availability of required documents).
For acquisition of residential housing unit by Nigerians abroad.
Up-to 10years (depending on your age)
Up to N50 million mortgage facility can be given .
40% (depending on value of property) .
Within 4 weeks (subject to submission and availability of required documents).
For acquisition of residential housing unit for personal use.
Up to 30 years (depending on your age)
Up to N15 million mortgage facility can be given .
10% for property more than N5 million.
Up to 9 months
To refinance already acquired housing unit.
Up-to 30 years (depending on your age)
Up to N15 million mortgage facility can be given .
10% for property more than N5 million.
Up to 9 months
Bridge finance pending processing of NHF Loan.
12 months – Interest Only
Up to the value of the NHF Loan applied for (maximum N15m)
In line with requirement of processing the NHF Loan applied for (N15m maximum)
4 weeks to process the bridge facility and up to 9 months to process the NHF.
We are currently the Most technologically advanced mortgage bank by virtue of the newly deployed digital channels.
Grow your wealth and enjoy attractive rates on our fixed deposit placements. Speak to us today !